What is Pre-Approval?

Pre-approval gives you a clearer idea of what you could borrow before you start house hunting.

It involves a lender reviewing your financial circumstances—like income, expenses, and credit history—to assess what loan amount may be suitable for you.

Why it matters:
- It gives you a price range so you can focus your search
- It shows sellers you’re serious
- It helps streamline the process once you find the right place

It’s important to remember that pre-approval isn’t a guarantee, but it’s a helpful step if you're preparing to buy.

If you’d like to explore how pre-approval fits into your plans message us to learn more..

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Big changes to the First Home Buyers 5% Deposit Scheme

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Leveraging Your Balance Sheet: Key to Securing Your Loan